{"id":33451,"date":"2023-10-02T19:40:56","date_gmt":"2023-10-02T18:40:56","guid":{"rendered":"https:\/\/vasistdas.de\/?page_id=33451"},"modified":"2025-11-27T12:01:33","modified_gmt":"2025-11-27T10:01:33","slug":"statutory-health-insurance-in-germany-for-expats","status":"publish","type":"page","link":"https:\/\/vasistdas.de\/en\/statutory-health-insurance-in-germany-for-expats\/","title":{"rendered":"Statutory health insurance in Germany (GKV)"},"content":{"rendered":"\n<p class=\"gb-text\">Statutory health insurance in Germany (Gesetzliche Krankenversicherung) is a type of health insurance that is compulsory for people living in the country. This insurance can also be referred to as public insurance or compulsory insurance. People living in Germany can choose either statutory health insurance or <a href=\"https:\/\/vasistdas.de\/private-health-insurance-in-germany-for-expats\/\">private health insurance<\/a>.&nbsp;<\/p>\n\n\n\n<h2 class=\"gb-text\">Why is statutory health insurance in Germany necessary?<\/h2>\n\n\n\n<p class=\"gb-text\">Health insurance in Germany is very important as it provides financial protection in case of unexpected medical expenses and ensures that you can access necessary healthcare services without bearing the full financial burden. In addition, having health insurance supports general health and early disease detection by encouraging regular health check-ups and preventive measures.<\/p>\n\n\n\n<h2 class=\"gb-text\">Let&#8217;s get in touch<\/h2>\n\n\n<script>\nvar gform;gform||(document.addEventListener(\"gform_main_scripts_loaded\",function(){gform.scriptsLoaded=!0}),document.addEventListener(\"gform\/theme\/scripts_loaded\",function(){gform.themeScriptsLoaded=!0}),window.addEventListener(\"DOMContentLoaded\",function(){gform.domLoaded=!0}),gform={domLoaded:!1,scriptsLoaded:!1,themeScriptsLoaded:!1,isFormEditor:()=>\"function\"==typeof InitializeEditor,callIfLoaded:function(o){return!(!gform.domLoaded||!gform.scriptsLoaded||!gform.themeScriptsLoaded&&!gform.isFormEditor()||(gform.isFormEditor()&&console.warn(\"The use of gform.initializeOnLoaded() is deprecated in the form editor context and will be removed in Gravity Forms 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class='gform_required_legend'>&quot;<span class=\"gfield_required gfield_required_asterisk\">*<\/span>&quot; indicates required fields<\/p>\n                        <\/div><form method='post' enctype='multipart\/form-data' target='gform_ajax_frame_28' id='gform_28' class='wpforms-form' action='\/en\/wp-json\/wp\/v2\/pages\/33451#gf_28' data-formid='28' novalidate>\t\t\t\t\t<div style=\"display: none !important;\" class=\"akismet-fields-container gf_invisible\" data-prefix=\"ak_\">\n\t\t\t\t\t\t<label>&#916;<textarea name=\"ak_hp_textarea\" cols=\"45\" rows=\"8\" maxlength=\"100\"><\/textarea><\/label>\n\t\t\t\t\t\t<input type=\"hidden\" id=\"ak_js_1\" name=\"ak_js\" value=\"248\" \/>\n\t\t\t\t\t\t<script>\ndocument.getElementById( \"ak_js_1\" ).setAttribute( \"value\", ( new Date() ).getTime() );\n<\/script>\n\n\t\t\t\t\t<\/div>\n                        <div class='gform-body gform_body'><div id='gform_fields_28' class='gform_fields top_label form_sublabel_below description_below validation_below'><div id=\"field_28_17\" class=\"gfield gfield--type-honeypot gform_validation_container field_sublabel_below gfield--has-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_28_17'>Company<\/label><div class='ginput_container'><input name='input_17' id='input_28_17' type='text' value='' autocomplete='new-password'\/><\/div><div class='gfield_description' id='gfield_description_28_17'>This field is for validation purposes and should be left unchanged.<\/div><\/div><div id=\"field_28_1\" class=\"gfield gfield--type-hidden gfield--input-type-hidden gform_hidden field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><div class='ginput_container ginput_container_text'><input name='input_1' id='input_28_1' type='hidden' class='gform_hidden'  aria-invalid=\"false\" value='' \/><\/div><\/div><div id=\"field_28_12\" class=\"gfield gfield--type-html gfield--input-type-html gfield--width-quarter gfield_html gfield_html_formatted gfield_no_follows_desc field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><table align=\"center\" border=\"0\" cellpadding=\"1\" cellspacing=\"1\" style=\"height:100%; width:100%\">\n\t<tbody>\n\t\t<tr>\n\t\t\t<td style=\"text-align:center\"><img decoding=\"async\" alt=\"\" src=\"https:\/\/vasistdas.de\/wp-content\/uploads\/2022\/07\/barmer-logo.png\" style=\"max-height:84px; width:auto\" \/><\/td>\n\t\t<\/tr>\n\t<\/tbody>\n<\/table><\/div><div id=\"field_28_13\" class=\"gfield gfield--type-html gfield--input-type-html gfield--width-three-quarter gfield_html gfield_html_formatted gfield_no_follows_desc field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><a href=\"https:\/\/www.barmer.de\" target=\"_blank\" rel=\"nofollow noopener\">Barmer<\/a> is the most digital and innovative public health insurance provider in Germany! Thanks to Vasistdas, you can get English support and have your insurance approved within 48 hours with Barmer (no extra charge just extra speed and empathy)<\/div><div id=\"field_28_14\" class=\"gfield gfield--type-text gfield--input-type-text gfield--width-half gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_28_14'>Name<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_text'><input name='input_14' id='input_28_14' type='text' value='' class='large'    placeholder='Name' aria-required=\"true\" aria-invalid=\"false\"   \/><\/div><\/div><div id=\"field_28_15\" class=\"gfield gfield--type-text gfield--input-type-text gfield--width-half gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_28_15'>Surname<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_text'><input name='input_15' id='input_28_15' type='text' value='' class='large'    placeholder='Surname' aria-required=\"true\" aria-invalid=\"false\"   \/><\/div><\/div><div id=\"field_28_5\" class=\"gfield gfield--type-phone gfield--input-type-phone gfield--width-half gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_28_5'>Mobile number<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_phone'><input name='input_5' id='input_28_5' type='tel' value='' class='large'   aria-required=\"true\" aria-invalid=\"false\"   \/><\/div><\/div><div id=\"field_28_4\" class=\"gfield gfield--type-email gfield--input-type-email gfield--width-half gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_28_4'>E-mail address<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_email'>\n                            <input name='input_4' id='input_28_4' type='email' value='' class='large'    aria-required=\"true\" aria-invalid=\"false\"  \/>\n                        <\/div><\/div><fieldset id=\"field_28_10\" class=\"gfield gfield--type-checkbox gfield--type-choice gfield--input-type-checkbox gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><legend class='gfield_label gform-field-label gfield_label_before_complex' >Terms and conditions<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/legend><div class='ginput_container ginput_container_checkbox'><div class='gfield_checkbox ' id='input_28_10'><div class='gchoice gchoice_28_10_1'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_10.1' type='checkbox'  value='In order to receive an insurance quote from Barmer through Vasistdas, I agree that Vasistdas and Barmer will receive and store my contact details.'  id='choice_28_10_1'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_28_10_1' id='label_28_10_1' class='gform-field-label gform-field-label--type-inline'>In order to receive an insurance quote from Barmer through Vasistdas, I agree that Vasistdas and Barmer will receive and store my contact details.<\/label>\n\t\t\t\t\t\t\t<\/div><\/div><\/div><\/fieldset><fieldset id=\"field_28_16\" class=\"gfield gfield--type-checkbox gfield--type-choice gfield--input-type-checkbox gfield--width-full field_sublabel_below gfield--has-description field_description_below field_validation_below gfield_visibility_visible\"  ><legend class='gfield_label gform-field-label gfield_label_before_complex' >Subscription to Vasistdas E-newsletter under the EU General Data Protection Regulation (GDPR)<\/legend><div class='ginput_container ginput_container_checkbox'><div class='gfield_checkbox ' id='input_28_16'><div class='gchoice gchoice_28_16_1'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_16.1' type='checkbox'  value='I would like to subscribe to the newsletter and receive news, events and offers about Germany.'  id='choice_28_16_1'   aria-describedby=\"gfield_description_28_16\"\/>\n\t\t\t\t\t\t\t\t<label for='choice_28_16_1' id='label_28_16_1' class='gform-field-label gform-field-label--type-inline'>I would like to subscribe to the newsletter and receive news, events and offers about Germany.<\/label>\n\t\t\t\t\t\t\t<\/div><\/div><\/div><div class='gfield_description' id='gfield_description_28_16'>As part of our <a href=\"https:\/\/vasistdas.de\/en\/privacy-policy\/\">Privacy Policy<\/a>, we will only send you newsletters that are useful to you, we don't like spam either. 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His employer will continue to pay his salary for the initial six weeks. Following that period, James is eligible for sickness benefits for a duration of up to 78 weeks, as he is covered by his general health insurance.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Treatment outside of Germany:<\/strong> John, a resident of Germany, became ill while vacationing in the USA. His German general health insurance can provide coverage for his medical requirements in the US, but solely in cases of emergencies.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Child sickness benefit: <\/strong>Both Melissa and her child are covered by a statutory health insurance scheme in Germany. Her child falls ill and Melissa has to take time off work to look after him or her. In this case, Melissa can claim child sickness benefit (Kinderkrankengeld).<\/li>\n<\/ul>\n\n\n\n<p class=\"gb-text\">Sample coverages above represent statutory health insurance for expats in Germany (Gesetzliche Krankenversicherung) and varies depending on the insurance company and tariff type. The applicable coverage is specified in your insurance tariff.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Statutory health insurance in Germany (Gesetzliche Krankenversicherung) is a type of health insurance that is compulsory for people living in the country. This insurance can also be referred to as public insurance or compulsory insurance. People living in Germany can choose either statutory health insurance or private health insurance.&nbsp; Why is statutory health insurance in &#8230; <a title=\"Statutory health insurance in Germany (GKV)\" class=\"read-more\" href=\"https:\/\/vasistdas.de\/en\/statutory-health-insurance-in-germany-for-expats\/\" aria-label=\"Read more about Statutory health insurance in Germany (GKV)\">Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-33451","page","type-page","status-publish"],"_links":{"self":[{"href":"https:\/\/vasistdas.de\/en\/wp-json\/wp\/v2\/pages\/33451","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/vasistdas.de\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/vasistdas.de\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/vasistdas.de\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/vasistdas.de\/en\/wp-json\/wp\/v2\/comments?post=33451"}],"version-history":[{"count":0,"href":"https:\/\/vasistdas.de\/en\/wp-json\/wp\/v2\/pages\/33451\/revisions"}],"wp:attachment":[{"href":"https:\/\/vasistdas.de\/en\/wp-json\/wp\/v2\/media?parent=33451"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}