{"id":44877,"date":"2022-04-11T16:05:23","date_gmt":"2022-04-11T15:05:23","guid":{"rendered":"https:\/\/vasistdas.de\/almanyada-ogrenci-saglik-sigortasi\/"},"modified":"2025-03-25T14:21:51","modified_gmt":"2025-03-25T13:21:51","slug":"student-health-insurance-in-germany","status":"publish","type":"post","link":"https:\/\/vasistdas.de\/en\/student-health-insurance-in-germany\/","title":{"rendered":"Student health insurance in Germany"},"content":{"rendered":"\n<p>If you want to study in Germany, you will need student health insurance. If international students do not have valid health insurance in Germany, they cannot enroll in German higher education institutions.&nbsp;<strong>Student health insurance in Germany<\/strong>&nbsp;ensures that the insurance system covers the costs of medical care and medication in the event of an accident or illness.<\/p>\n\n\n\n<p>Finding the right health insurance for your studies in Germany is not easy. If you are coming to Germany for the first time, in a country where you do not know the culture and perhaps not even the language, many requirements and regulations have to be taken into account. The aim of this article is to inform you about your health insurance options.<\/p>\n\n\n\n<p>By the way, just as important as health insurance for students coming to Germany is the&nbsp;<a href=\"https:\/\/vasistdas.de\/almanya-bloke-hesap-sperrkonto\/\">opening of a blocked account<\/a>. Vasistdas has analyzed the providers of blocked accounts for students in detail.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_83 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title ez-toc-toggle\" style=\"cursor:pointer\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/vasistdas.de\/en\/student-health-insurance-in-germany\/#What_are_the_health_insurance_options_for_students_in_Germany\" >What are the health insurance options for students in Germany?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/vasistdas.de\/en\/student-health-insurance-in-germany\/#Public_health_insurance_for_students_in_Germany_GKV\" >Public health insurance for students in Germany (GKV)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/vasistdas.de\/en\/student-health-insurance-in-germany\/#Private_health_insurance_for_students_in_Germany_PKV\" >Private health insurance for students in Germany (PKV)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/vasistdas.de\/en\/student-health-insurance-in-germany\/#How_much_is_the_student_health_insurance_in_Germany\" >How much is the student health insurance in Germany?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/vasistdas.de\/en\/student-health-insurance-in-germany\/#Best_health_insurance_for_international_students_in_Germany\" >Best health insurance for international students in Germany<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/vasistdas.de\/en\/student-health-insurance-in-germany\/#Documents_required_for_student_insurance\" >Documents required for student insurance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/vasistdas.de\/en\/student-health-insurance-in-germany\/#Should_I_choose_public_or_private\" >Should I choose public or private?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/vasistdas.de\/en\/student-health-insurance-in-germany\/#Frequently_asked_questions\" >Frequently asked questions<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_are_the_health_insurance_options_for_students_in_Germany\"><\/span>What are the health insurance options for students in Germany?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>There are two options for health insurance for foreign students in Germany:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Public health insurance for students in Germany (GKV)<\/li>\n\n\n\n<li>Private health insurance for students in Germany (PKV)<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-public-health-insurance-for-students-in-germany-gkv\"><span class=\"ez-toc-section\" id=\"Public_health_insurance_for_students_in_Germany_GKV\"><\/span><strong>Public health insurance for students in Germany (GKV)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Public health insurance (<em>Gesetzliche Krankenversicherung or GKV<\/em>) is the first choice for students in Germany. Up to the age of 29 or until the end of the 14th semester of study, students are eligible for public health insurance. If you are over 30, you are not able to get GKV (Gesetzliche Krankenversicherung) in Germany.<\/p>\n\n\n\n<p>Companies offering public health insurance for students in Germany:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Barmer (Fully English support, exclusive for Vasistdas:<\/strong>\u00a0<strong>English support for registration and subscription throughout use)<\/strong><\/li>\n\n\n\n<li><a href=\"https:\/\/feather-insurance.com\/en\/public-health-insurance\/tk?utm_source=vasistdas\" rel=\"nofollow noopener\" target=\"_blank\">TK Techniker Krankenkasse<\/a> (supported in English)<\/li>\n\n\n\n<li>DAK Gesundheit<\/li>\n\n\n\n<li><a href=\"https:\/\/feather-insurance.com\/en\/public-health-insurance\/aok?utm_source=vasistdas\" rel=\"nofollow noopener\" target=\"_blank\">AOK<\/a><\/li>\n<\/ul>\n\n\n\n<p>In addition to these companies, there are many large, small and regional state-owned health insurance providers.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-private-health-insurance-for-students-in-germany-pkv\"><span class=\"ez-toc-section\" id=\"Private_health_insurance_for_students_in_Germany_PKV\"><\/span><strong>Private health insurance for students in Germany (PKV)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>People who have come to Germany for the following reasons can only benefit from private health insurance (<em>Privat Krankenversicherung or PKV<\/em>):<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Students over 30 years of age and students who have not been insured at the student rate for at least 12 months<\/li>\n\n\n\n<li>Language and preparatory course students (<a href=\"https:\/\/www.care-concept.de\/sprachschueler_trk.php?navilang=trk&amp;vmnr=9013170064&amp;mail=info@vasistdas.de\">private health insurance for language courses in Germany<\/a>\u00a0is available here)<\/li>\n\n\n\n<li>PhD students and scholarship holders<\/li>\n\n\n\n<li>Guest scientists<\/li>\n\n\n\n<li>Students working as freelancers or simultaneously running their own business<\/li>\n<\/ul>\n\n\n\n<p>In Germany, people over <strong>the age of 30 can only benefit from private health insurance<\/strong>, but if you are under 30 you can choose between public or private health insurance. In exceptional cases, such as not being accepted by public health insurance, students can also be admitted to private health insurance.<\/p>\n\n\n\n<p>If you want to get private health insurance as a student, our recommendation would definitely be\u00a0<a href=\"https:\/\/www.financeads.net\/tc.php?t=48196C2856106772T\" target=\"_blank\" rel=\"noreferrer noopener sponsored nofollow\">Ottonova<\/a>.\u00a0<strong>When you become a member <a href=\"https:\/\/www.financeads.net\/tc.php?t=48196C2856106772T\" rel=\"nofollow noopener\" target=\"_blank\">by clicking on the Ottonova link<\/a> on Vasistdas ,<\/strong>\u00a0you can get<strong>\u00a0faster<\/strong>\u00a0service<strong>\u00a0at no additional cost<\/strong>.<\/p>\n\n\n\n<p>Legally, the coverage provided by private insurance must be at least equivalent to that offered by public insurance. The basic coverage and coverage are always the same: Your health insurance covers the costs of medical examinations, treatment after illness or accident and some medicines. The general costs of a hospital stay are also covered.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-much-is-the-student-health-insurance-in-germany\"><span class=\"ez-toc-section\" id=\"How_much_is_the_student_health_insurance_in_Germany\"><\/span><strong>How much is the student health insurance in Germany?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>In Germany, all public and private insurance schemes offer special reduced rates for students.<\/p>\n\n\n\n<p>The student rate is around 140 euros per month. The price of health insurance in Germany varies slightly depending on the health insurance you choose, as each health insurance provider may charge individual co-payments.<\/p>\n\n\n\n<p>Prices for student health insurance in Germany according to 2024 data:<\/p>\n\n\n<div id=\"footable_parent_44905\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui \">\n                <table data-ninja_table_instance=\"ninja_table_instance_0\" data-footable_id=\"44905\" data-filter-delay=\"1000\" aria-label=\"\u00d6\u011frenci sa\u011fl\u0131k sigortas\u0131 fiyatlar\u0131 (English)\"            id=\"footable_44905\"\n           data-unique_identifier=\"ninja_table_unique_id_276015551_44905\"\n           class=\" foo-table ninja_footable foo_table_44905 ninja_table_unique_id_276015551_44905 ui table  nt_type_legacy_table selectable striped vertical_centered  footable-paging-right ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_sigortasalaycs \">Sigorta sa\u011flay\u0131c\u0131s\u0131<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_salksigortasprimibakmsigortasprimiaylktoplam \">Health insurance premium + Care insurance premium = Monthly total<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"1940\" class=\"ninja_table_row_0 nt_row_id_1940\">\n            <td>AOK (different pricing by state, e.g. Rhineland and Hamburg)<\/td><td>106,19\u00a0Euro + 34,20\u00a0Euro = <strong>140,39\u00a0Euro<\/strong><\/td>        <\/tr>\n            <tr data-row_id=\"1941\" class=\"ninja_table_row_1 nt_row_id_1941\">\n            <td>TK (Techniker Krankenkasse)<\/td><td>97,64\u00a0Euro + 34,20\u00a0Euro = <strong>131,84 Euro<\/strong><\/td>        <\/tr>\n            <tr data-row_id=\"1942\" class=\"ninja_table_row_2 nt_row_id_1942\">\n            <td><a href=\"\/\/vasistdas.de\/barmer-ogrenci-saglik-sigortasi\/\u201d\" rel=\"\u201cnoopener\u201d noopener\" target=\"\u201c_blank\u201d\">Barmer<\/a> (<a href=\"\/\/vasistdas.de\/barmer-ogrenci-saglik-sigortasi\/\u201d\" rel=\"\u201cnoopener\u201d noopener\" target=\"\u201c_blank\u201d\">Exclusive for Vasistdas<\/a>: Turkish support for registration and subscription throughout use + Additional BONUS discount)<\/td><td>106,11\u00a0Euro + 34,20\u00a0Euro = <strong>140,31\u00a0Euro<\/strong><\/td>        <\/tr>\n            <tr data-row_id=\"1943\" class=\"ninja_table_row_3 nt_row_id_1943\">\n            <td>DAK Gesundheit<\/td><td>101,92\u00a0Euro + 34,20 Euro = <strong>136,12\u00a0Euro<\/strong><\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-best-health-insurance-for-international-students-in-germany\"><span class=\"ez-toc-section\" id=\"Best_health_insurance_for_international_students_in_Germany\"><\/span>Best health insurance for international students in Germany<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>You may have noticed that the prices of public health insurance in Germany are almost the same. <strong>Organizations like Barmer can<\/strong>&nbsp;even&nbsp;<strong>give students a bonus refund of over 100 euros every year.<\/strong> In our point of view, Barmer is the best health insurance for international students in Germany while Barmer:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>is the most digital service provider<\/strong> e.g., with Barmer App you can submit your expenses and get forms for coverage in your home country <\/li>\n\n\n\n<li><strong>supports many languages<\/strong> including English, Turkish and Arabic as it has a special customer care unit for each language<\/li>\n\n\n\n<li><strong>has extensive coverage in the market<\/strong> including free dental cleaning, which is not available in most providers<\/li>\n<\/ul>\n\n\n<div id=\"footable_parent_44903\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui \">\n                <table data-ninja_table_instance=\"ninja_table_instance_1\" data-footable_id=\"44903\" data-filter-delay=\"1000\" aria-label=\"Barmer ogrenci sigortasi fiyatlari( English )\"            id=\"footable_44903\"\n           data-unique_identifier=\"ninja_table_unique_id_3961462068_44903\"\n           class=\" foo-table ninja_footable foo_table_44903 ninja_table_unique_id_3961462068_44903 ui table  nt_type_ajax_table selectable striped vertical_centered  footable-paging-right ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                            <col class=\"ninja_column_2 \">\n                            <col class=\"ninja_column_3 \">\n                    <\/colgroup>\n            <\/table>\n    \n    \n    \n<\/div>\n\n\n\n\n<p>So, when choosing health insurance, you should look at the ease of subscription and use before the monthly price. In this sense, with Barmer student health insurance, you can instantly subscribe via <strong>Vasistdas with English support and your subscription starts instantly online<\/strong>.<\/p>\n\n\n<script>\nvar gform;gform||(document.addEventListener(\"gform_main_scripts_loaded\",function(){gform.scriptsLoaded=!0}),document.addEventListener(\"gform\/theme\/scripts_loaded\",function(){gform.themeScriptsLoaded=!0}),window.addEventListener(\"DOMContentLoaded\",function(){gform.domLoaded=!0}),gform={domLoaded:!1,scriptsLoaded:!1,themeScriptsLoaded:!1,isFormEditor:()=>\"function\"==typeof InitializeEditor,callIfLoaded:function(o){return!(!gform.domLoaded||!gform.scriptsLoaded||!gform.themeScriptsLoaded&&!gform.isFormEditor()||(gform.isFormEditor()&&console.warn(\"The use of gform.initializeOnLoaded() is deprecated in the form editor context and will be removed in Gravity Forms 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#112337;--gf-ctrl-label-color-secondary: #112337;--gf-ctrl-choice-size: var(--gf-ctrl-choice-size-md);--gf-ctrl-checkbox-check-size: var(--gf-ctrl-checkbox-check-size-md);--gf-ctrl-radio-check-size: var(--gf-ctrl-radio-check-size-md);--gf-ctrl-btn-font-size: var(--gf-ctrl-btn-font-size-md);--gf-ctrl-btn-padding-x: var(--gf-ctrl-btn-padding-x-md);--gf-ctrl-btn-size: var(--gf-ctrl-btn-size-md);--gf-ctrl-btn-border-color-secondary: #686e77;--gf-ctrl-file-btn-bg-color-hover: #EBEBEB;--gf-field-img-choice-size: var(--gf-field-img-choice-size-md);--gf-field-img-choice-card-space: var(--gf-field-img-choice-card-space-md);--gf-field-img-choice-check-ind-size: var(--gf-field-img-choice-check-ind-size-md);--gf-field-img-choice-check-ind-icon-size: var(--gf-field-img-choice-check-ind-icon-size-md);--gf-field-pg-steps-number-color: rgba(17, 35, 55, 0.8);}<\/style><div id='gf_28' class='gform_anchor' tabindex='-1'><\/div>\n                        <div class='gform_heading'>\n\t\t\t\t\t\t\t<p class='gform_required_legend'>&quot;<span class=\"gfield_required gfield_required_asterisk\">*<\/span>&quot; indicates required fields<\/p>\n                        <\/div><form method='post' enctype='multipart\/form-data' target='gform_ajax_frame_28' id='gform_28' class='wpforms-form' action='\/en\/wp-json\/wp\/v2\/posts\/44877#gf_28' data-formid='28' novalidate>\t\t\t\t\t<div style=\"display: none !important;\" class=\"akismet-fields-container gf_invisible\" data-prefix=\"ak_\">\n\t\t\t\t\t\t<label>&#916;<textarea name=\"ak_hp_textarea\" cols=\"45\" rows=\"8\" maxlength=\"100\"><\/textarea><\/label>\n\t\t\t\t\t\t<input type=\"hidden\" id=\"ak_js_1\" name=\"ak_js\" value=\"43\" \/>\n\t\t\t\t\t\t<script>\ndocument.getElementById( \"ak_js_1\" ).setAttribute( \"value\", ( new Date() ).getTime() );\n<\/script>\n\n\t\t\t\t\t<\/div>\n                        <div class='gform-body gform_body'><div id='gform_fields_28' class='gform_fields top_label form_sublabel_below description_below validation_below'><div id=\"field_28_17\" class=\"gfield gfield--type-honeypot gform_validation_container field_sublabel_below gfield--has-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_28_17'>LinkedIn<\/label><div class='ginput_container'><input name='input_17' id='input_28_17' type='text' value='' autocomplete='new-password'\/><\/div><div class='gfield_description' id='gfield_description_28_17'>This field is for validation purposes and should be left unchanged.<\/div><\/div><div id=\"field_28_1\" class=\"gfield gfield--type-hidden gfield--input-type-hidden gform_hidden field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><div class='ginput_container ginput_container_text'><input name='input_1' id='input_28_1' type='hidden' class='gform_hidden'  aria-invalid=\"false\" value='' \/><\/div><\/div><div id=\"field_28_12\" class=\"gfield gfield--type-html gfield--input-type-html gfield--width-quarter gfield_html gfield_html_formatted gfield_no_follows_desc field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><table align=\"center\" border=\"0\" cellpadding=\"1\" cellspacing=\"1\" style=\"height:100%; width:100%\">\n\t<tbody>\n\t\t<tr>\n\t\t\t<td style=\"text-align:center\"><img decoding=\"async\" alt=\"\" src=\"https:\/\/vasistdas.de\/wp-content\/uploads\/2022\/07\/barmer-logo.png\" style=\"max-height:84px; width:auto\" \/><\/td>\n\t\t<\/tr>\n\t<\/tbody>\n<\/table><\/div><div id=\"field_28_13\" class=\"gfield gfield--type-html gfield--input-type-html gfield--width-three-quarter gfield_html gfield_html_formatted gfield_no_follows_desc field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><a href=\"https:\/\/www.barmer.de\" target=\"_blank\" rel=\"nofollow noopener\">Barmer<\/a> is the most digital and innovative public health insurance provider in Germany! Thanks to Vasistdas, you can get English support and have your insurance approved within 48 hours with Barmer (no extra charge just extra speed and empathy)<\/div><div id=\"field_28_14\" class=\"gfield gfield--type-text gfield--input-type-text gfield--width-half gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_28_14'>Name<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_text'><input name='input_14' id='input_28_14' type='text' value='' class='large'    placeholder='Name' aria-required=\"true\" aria-invalid=\"false\"   \/><\/div><\/div><div id=\"field_28_15\" class=\"gfield gfield--type-text gfield--input-type-text gfield--width-half gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_28_15'>Surname<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_text'><input name='input_15' id='input_28_15' type='text' value='' class='large'    placeholder='Surname' aria-required=\"true\" aria-invalid=\"false\"   \/><\/div><\/div><div id=\"field_28_5\" class=\"gfield gfield--type-phone gfield--input-type-phone gfield--width-half gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_28_5'>Mobile number<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_phone'><input name='input_5' id='input_28_5' type='tel' value='' class='large'   aria-required=\"true\" aria-invalid=\"false\"   \/><\/div><\/div><div id=\"field_28_4\" class=\"gfield gfield--type-email gfield--input-type-email gfield--width-half gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_28_4'>E-mail address<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_email'>\n                            <input name='input_4' id='input_28_4' type='email' value='' class='large'    aria-required=\"true\" aria-invalid=\"false\"  \/>\n                        <\/div><\/div><fieldset id=\"field_28_10\" class=\"gfield gfield--type-checkbox gfield--type-choice gfield--input-type-checkbox gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><legend class='gfield_label gform-field-label gfield_label_before_complex' >Terms and conditions<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/legend><div class='ginput_container ginput_container_checkbox'><div class='gfield_checkbox ' id='input_28_10'><div class='gchoice gchoice_28_10_1'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_10.1' type='checkbox'  value='In order to receive an insurance quote from Barmer through Vasistdas, I agree that Vasistdas and Barmer will receive and store my contact details.'  id='choice_28_10_1'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_28_10_1' id='label_28_10_1' class='gform-field-label gform-field-label--type-inline'>In order to receive an insurance quote from Barmer through Vasistdas, I agree that Vasistdas and Barmer will receive and store my contact details.<\/label>\n\t\t\t\t\t\t\t<\/div><\/div><\/div><\/fieldset><fieldset id=\"field_28_16\" class=\"gfield gfield--type-checkbox gfield--type-choice gfield--input-type-checkbox gfield--width-full field_sublabel_below gfield--has-description field_description_below field_validation_below gfield_visibility_visible\"  ><legend class='gfield_label gform-field-label gfield_label_before_complex' >Subscription to Vasistdas E-newsletter under the EU General Data Protection Regulation (GDPR)<\/legend><div class='ginput_container ginput_container_checkbox'><div class='gfield_checkbox ' id='input_28_16'><div class='gchoice gchoice_28_16_1'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_16.1' type='checkbox'  value='I would like to subscribe to the newsletter and receive news, events and offers about Germany.'  id='choice_28_16_1'   aria-describedby=\"gfield_description_28_16\"\/>\n\t\t\t\t\t\t\t\t<label for='choice_28_16_1' id='label_28_16_1' class='gform-field-label 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Private health insurance may therefore be a better option for students who are 30 years old when they start their studies in Germany.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-documents-required-for-student-insurance\"><span class=\"ez-toc-section\" id=\"Documents_required_for_student_insurance\"><\/span><strong>Documents required for student insurance<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Once you have determined your preferred type of health insurance in Germany, you may also need some of the following<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>A valid ID, such as a passport (a residence permit is also acceptable)<\/li>\n\n\n\n<li>A document showing that you are a student<\/li>\n\n\n\n<li>IBAN for your German bank account (insurance is automatically withdrawn here)<\/li>\n\n\n\n<li>Recent passport photo<\/li>\n\n\n\n<li>Insurance registration certificate required by your insurance<\/li>\n\n\n\n<li>In addition, if family members are to be insured, their details will also be required<\/li>\n<\/ul>\n\n\n\n<p>Usually you will need to print out the forms, sign them and send them by post to the insurance provider. Within a few weeks, you will receive an insurance certificate that can be taken to your university as proof of insurance coverage to ensure your enrollment. If you have taken out private health insurance, you may need to apply for a medical examination.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-should-i-choose-public-or-private\"><span class=\"ez-toc-section\" id=\"Should_I_choose_public_or_private\"><\/span><strong>Should I choose public or private?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>If you have the right to choose one or the other, you should first understand the differences in coverage between the two types of insurance. However, you should keep in mind that with both types of insurance you will have very comprehensive health insurance.<\/p>\n\n\n\n<p>The most important differences between public and private insurance in Germany:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Some doctors only accept patients with private insurance.<\/li>\n\n\n\n<li>If you have public insurance, you may be offered an appointment at a much later date by the hospital or doctor in question. Patients with private health insurance are given priority by doctors.<\/li>\n\n\n\n<li>If you have private health insurance, you can use the health system in your home country much more easily.<\/li>\n\n\n\n<li>In public health insurance, the health service is automatically paid to the relevant institution. However, with private health insurance, you pay the full cost of the service and then claim the cost from the health insurance.<\/li>\n\n\n\n<li>If you want to take out private health insurance, you may have to undergo a medical examination before you are accepted.<\/li>\n\n\n\n<li>If you switch to private health insurance in Germany, it is very difficult to switch to public insurance afterwards.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-frequently-asked-questions\"><span class=\"ez-toc-section\" id=\"Frequently_asked_questions\"><\/span><strong>Frequently asked questions<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>In this section you will find answers to the most frequently asked questions about&nbsp;<strong>student health insurance in Germany<\/strong>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-should-students-in-germany-take-out-public-gkv-or-private-pkv\"><strong>Should students in Germany take out public (GKV) or private (PKV)?<\/strong><\/h3>\n\n\n\n<p>Health insurance for students in Germany offers insurance combinations that suit your needs according to your age and purpose of stay. Students can therefore choose between public or private health insurance. However, it should be noted that public, i.e. state, insurance is generally chosen.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-is-my-health-insurance-in-my-home-country-valid-in-germany\"><strong>Is my health insurance in my home country valid in Germany?<\/strong><\/h3>\n\n\n\n<p>If you come to Germany as a student, your existing health insurance in your home country is not valid in Germany. If you come from a non-European country, you are required by law to have German health insurance. Without German health insurance, you cannot get a visa and you cannot enroll in a German university.<\/p>\n\n\n\n<p>For students from within the European Union, the requirements are not as strict. However, we recommend that you seek advice from your health insurance provider.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-which-health-insurance-is-valid-for-students-in-germany\"><strong>Which health insurance is valid for students in Germany?<\/strong><\/h3>\n\n\n\n<p>Health insurance for foreign students must fulfill many requirements. Some of the requirements include European Commission regulations, the right to free movement within the European Union (Freiz\u00fcgigkeitsverordnung\/EG) and the right of residence in Germany.<\/p>\n\n\n\n<p>Many health insurance providers in Germany, such as <a href=\"https:\/\/feather-insurance.com\/en\/public-health-insurance\/aok?utm_source=vasistdas\" rel=\"nofollow noopener\" target=\"_blank\">AOK<\/a>, <a href=\"https:\/\/feather-insurance.com\/en\/public-health-insurance\/tk?utm_source=vasistdas\" rel=\"nofollow noopener\" target=\"_blank\">TK<\/a> and Barmer, offer insurance that fulfills these requirements.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-does-the-insurance-also-apply-to-my-family\"><strong>Does the insurance also apply to my family?<\/strong><\/h3>\n\n\n\n<p>Your student health insurance in Germany will also apply to your family. All family members are covered by the same insurance tariff.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-which-insurance-do-i-need-for-my-pre-university-preparation-course-in-germany\"><strong>Which insurance do I need for my pre-university preparation course in Germany?<\/strong><\/h3>\n\n\n\n<p>Before you start university full-time in Germany, you may need to take a preparatory course. A preparatory course is also a good way to learn vital language skills and generally prepare for living full-time in Germany. Most preparation courses last around two semesters, which is less than a year.<\/p>\n\n\n\n<p>Students are required to enroll in private health insurance for the duration of the preparatory course. After successful completion of the course and admission to a university program, students can enroll in public health insurance through a provider such as Barmer and benefit from reduced student fees.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-which-health-insurance-can-students-coming-to-germany-for-language-school-take\"><strong>Which health insurance can students coming to Germany for language school take?<\/strong><\/h3>\n\n\n\n<p>Some students choose to take a language course, usually for about a year or a semester, to improve their German or to learn from scratch. Language courses are preferred by both future undergraduate students and those who want to move to Germany to work.<\/p>\n\n\n\n<p>A language course can be an excellent way to better integrate into German society.<\/p>\n\n\n\n<p>Just like with preparatory courses, those on German courses or at the Studienkolleg are not accepted by public health insurance. These students will need to find a private plan to cover them for the duration of the course. Once you start work or are admitted to a bachelor&#8217;s degree program, you will be able to enroll in compulsory health insurance.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-what-is-the-scope-of-the-insurance-in-germany\"><strong>What is the scope of the insurance in Germany?<\/strong><\/h3>\n\n\n\n<p>Student health insurance in Germany generally covers all medical expenses, including doctor visits, hospitalization, dental care, prescriptions and medication. You are expected to pay small contributions towards the cost of the health care you receive. For higher premiums, you can also choose optional extras for more comprehensive coverage.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-what-is-a-health-insurance-card-in-germany\"><strong>What is a health insurance card in Germany?<\/strong><\/h3>\n\n\n\n<p>After you take out German health insurance, you will receive a health insurance card. Presenting this card to your doctor, hospital, dentist or pharmacy shows that you are covered.<\/p>\n\n\n\n<p>If you have public insurance, you do not have to pay any money to the doctor or pharmacy. If you have private insurance, you can also claim from your insurance company after you have made the payments personally.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you want to study in Germany, you will need student health insurance. If international students do not have valid health insurance in Germany, they cannot enroll in German higher education institutions.&nbsp;Student health insurance in Germany&nbsp;ensures that the insurance system covers the costs of medical care and medication in the event of an accident or &#8230; <a title=\"Student health insurance in Germany\" class=\"read-more\" href=\"https:\/\/vasistdas.de\/en\/student-health-insurance-in-germany\/\" aria-label=\"Read more about Student health insurance in Germany\">Read more<\/a><\/p>\n","protected":false},"author":62,"featured_media":42385,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1026,1033],"tags":[1000],"class_list":["post-44877","post","type-post","status-publish","format-standard","has-post-thumbnail","category-insurances-in-germany","category-education-in-germany","tag-english-en"],"_links":{"self":[{"href":"https:\/\/vasistdas.de\/en\/wp-json\/wp\/v2\/posts\/44877","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/vasistdas.de\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/vasistdas.de\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/vasistdas.de\/en\/wp-json\/wp\/v2\/users\/62"}],"replies":[{"embeddable":true,"href":"https:\/\/vasistdas.de\/en\/wp-json\/wp\/v2\/comments?post=44877"}],"version-history":[{"count":0,"href":"https:\/\/vasistdas.de\/en\/wp-json\/wp\/v2\/posts\/44877\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/vasistdas.de\/en\/wp-json\/wp\/v2\/media\/42385"}],"wp:attachment":[{"href":"https:\/\/vasistdas.de\/en\/wp-json\/wp\/v2\/media?parent=44877"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/vasistdas.de\/en\/wp-json\/wp\/v2\/categories?post=44877"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/vasistdas.de\/en\/wp-json\/wp\/v2\/tags?post=44877"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}