Legal insurance in Germany

In Germany, legal insurance (Rechtsschutzversicherung), also known as legal protection insurance, is a non-compulsory type of insurance in which the insurance company pays the lawyer’s fees and litigation costs in legal cases covered by your tariff.

Why is legal insurance in Germany necessary?

Legal insurance in Germany provides critical coverage to help people cope financially with legal disputes. It covers legal costs, offers protection against unexpected legal problems and supports people in legal disputes that may arise in the work, family or other areas of life. Legal insurance is an important source of security for individuals in Germany.

Insurance coverage example

Legal protection against the employer

Frank has been informed that he might face termination one year after commencing his job. However, he is unaware of his employment rights in Germany. Depending on his legal insurance policy, Frank initially receives complimentary telephone consultation and subsequently retains a lawyer to represent him, with the majority of the costs covered by his insurance.

Conflicts with the neighbour

Elizabeth has been experiencing ongoing issues with her neighbor since moving in, including insults and harassment. To address this, Elizabeth has enlisted the services of a lawyer to send a formal warning to her neighbor and work towards resolving the problem.

Appeal to Finanzamt

Joseph has successfully filed his tax return, with the tax office (Finanzamt) assessing a tax liability of 4,500 Euros. Despite his objections, the Finanzamt did not accept his claims. Fortunately, the majority of the legal expenses associated with the lawsuit will be covered by Joseph's legal insurance.

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Sample coverages above represent legal protection insurance for expats in Germany and varies depending on the insurance company and tariff type. The applicable coverage is specified in your insurance tariff.

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Legal insurance in Germany

Why is legal insurance in Germany necessary?

Insurance coverage example

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