Student health insurance in Germany

International students are allowed to enroll in higher education institutions in Germany only with a valid student health insurance in Germany. First, students must choose between public health insurance (GKV) or private health insurance (PKV). The vast majority of international students choose the public health insurance for students (GKV) since private health insurance is quite expensive.

Why is student health insurance in Germany necessary?

Student health insurance in Germany is very important as it provides financial protection in case of unexpected medical expenses during your study life and ensures that you can access necessary healthcare services without bearing the entire financial burden.

Insurance coverage example

Emergency treatment abroad

While studying in Germany, John went on vacation to Brazil and became ill. His student health insurance in Germany can provide coverage for his medical needs in Brazil, but this coverage is limited to emergencies.

Video consultation with the doctor

Mia has been experiencing prolonged stress during her studies in Germany. Using her phone, Mia has the option to initiate a video call with her doctor in Germany. Additionally, she can receive consultations in both English and German, providing her with flexibility in seeking assistance.

Yearly check-up

After arriving in Germany, John can undergo preventive check-ups free of charge throughout his university life and, if he enrolls in a gym, he can also receive additional discounts.

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Sample coverages above represent student health insurance for expats in Germany and varies depending on the insurance company and tariff type. The applicable coverage is specified in your insurance tariff.

Student health insurance in Germany

Why is student health insurance in Germany necessary?

Insurance coverage example

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