Life insurance in Germany (Lebensversicherung) comes in a wide variety of tariffs and packages. In general, life insurance provides financial security for dependants after a person’s death (and makes payments to the family) or provides additional benefits during retirement.
When you buy life insurance (Lebensversicherung) in Germany, or in other words private pension insurance, you first provide financial security for your family in the event of your death. Secondly, it provides you with a guarantee to repay your loans or debts. Finally, it can help you earn additional income in retirement. By the way, insurance premiums are tax deductible, which can make it easier for you to save money.
Sample coverages above represent life insurance for expats in Germany and varies depending on the insurance company and tariff type. The applicable coverage is specified in your insurance tariff.
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